> For the complete documentation index, see [llms.txt](https://guideforusers.gitbook.io/planbit-tutorial/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guideforusers.gitbook.io/planbit-tutorial/product-guide/how-to-use-it.md).

# How to Use it?

<figure><img src="https://images.unsplash.com/photo-1506784365847-bbad939e9335?crop=entropy&#x26;cs=srgb&#x26;fm=jpg&#x26;ixid=M3wxOTcwMjR8MHwxfHNlYXJjaHwzfHxwbGFufGVufDB8fHx8MTY4NjExODY2NHww&#x26;ixlib=rb-4.0.3&#x26;q=85" alt=""><figcaption></figcaption></figure>

> ## &#x20;Planbit Savings (Earn)

{% hint style="info" %}

### Earn tutorial A-Z

{% endhint %}

#### Sign up/Log in -> Earn -> Choose Products -> Deposit -> Earn Success -> My Assets -> Overview/earn <- Check my funds status and interest income directly from

* ### Flexible/Fixed

**Planbit saving products include Fixed and Flexible .**

**Fixed products have relatively high APY**

**APY is low for flexible products, but free terms are an advantage**

**Both products allow free withdrawal of interest income.**

**Even for fixed products! I can freely withdraw interest income from my wallet even during**&#x20;

**lock-up.**

<figure><img src="https://images.unsplash.com/photo-1579621970795-87facc2f976d?crop=entropy&#x26;cs=srgb&#x26;fm=jpg&#x26;ixid=M3wxOTcwMjR8MHwxfHNlYXJjaHw1fHxtb25leXxlbnwwfHx8fDE2ODYxMTg3MzN8MA&#x26;ixlib=rb-4.0.3&#x26;q=85" alt=""><figcaption></figcaption></figure>

> ### Planbit's way to maximize your income

* The paid interest income is automatically re-deposited until withdrawal
* Freely - Withdraw
* Adaptable lock-up time
* Hard-trained AI
* Strategic Operations
* Reliable Farming
* High Rates - Flexible Earnings

> ## **Security**

<figure><img src="https://images.unsplash.com/photo-1603899122634-f086ca5f5ddd?crop=entropy&#x26;cs=srgb&#x26;fm=jpg&#x26;ixid=M3wxOTcwMjR8MHwxfHNlYXJjaHw2fHxzZWN1cml0eXxlbnwwfHx8fDE2ODYwMzIwNzZ8MA&#x26;ixlib=rb-4.0.3&#x26;q=85" alt=""><figcaption></figcaption></figure>

* **Air-Gapped Cold Wallet**

*PlanBit's Air-Gapped Cold Wallet is the safest way to store digital assets. The Air-Gapped Cold Wallet is stored under strict security and supervision in an environment completely physically blocked from the outside with multi-sig security.*

* **2-Factor Authentication**
* **Multi-Layered Security**

*Our platform requires members to undergo **multiple layers of security** in order to successfully complete each transaction*

* **24/7 AI - Protector**


---

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