> For the complete documentation index, see [llms.txt](https://guideforusers.gitbook.io/planbit-tutorial/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guideforusers.gitbook.io/planbit-tutorial/product-guide/de-fi-and-borrow.md).

# De-Fi & Borrow

{% hint style="info" %}
Borrow tip **:** Anyone can easily and simply deposit and borrow collateral

Maximize liquidity and increase cash flow

And you can repay and retrieve your assets at any time.

Low fees

Safe collateral asset security storage

Borrow comfortably and Maximize your profits
{% endhint %}

<figure><img src="/files/W7ukW8azyyqgvUik77Jx" alt="" width="561"><figcaption></figcaption></figure>

## Borrwing Calculator

How much to borrow Calculate!

Borrow : Set your crypto type and collateral amount and check your LTV(Loan-to-Value Ratio)

* Home > De-fi > Borrow&#x20;
* Home > My asset > Deposit > Borrow
*

```
<figure><img src="/files/VVQb6Wh5Yil2sAhx7DtU" alt=""><figcaption></figcaption></figure>
```

## Ways to <mark style="color:yellow;">Maximize</mark> Your Profits

### Earnings & Borrow

<img src="/files/2O6N0Ow6SFnIch29sJF8" alt="" width="473">

Humans cannot trade 100 times and win all 100 times.

There are many reasons for that

Emotions such as uncontrollable greed, fear, and hope

Not losing your assets is the first way to make money

there's no need to make it difficult

peacefully, safely and easily get started

<mark style="color:yellow;">**Planbit Savings**</mark>**&#x20;solves all of this**

Safely protect your assets and earn profits

<figure><img src="/files/65AUdMTPnbBRXmxFkl53" alt=""><figcaption></figcaption></figure>

## Save for the <mark style="color:blue;">Future</mark>&#x20;

* AI
* BlockChain
* Web 3.0
* Metaverse
* De-Fi

Just imagine how these amazing things will develop in the future.

We pursue and research the development of the ecosystem in all of these.

We live in a rapidly changing world

Save and invest your assets for the future

don't worry about your future

Because your assets are always safe

<img src="/files/qI60PWzC95ZT4Q5jHlsI" alt="" width="563">

## We have *<mark style="color:blue;">tokens</mark>* ready for platform users

* AI
* Web 3.0
* Metaverse
* P2E (Play to Earn)
* De-Fi

Tokens that are indispensable to this future ecosystem are prepared.

Users of our platform can freely buy, sell and distribute the tokens.

This token is also utilized in Planbit De-fi

Holders of these tokens will have huge benefits

will be even awesome in the future

and tokens will be used to process the cost of advanced artificial intelligence.

As more and more AI is utilized in the world, our tokens will increase in value.

* Eco-Friendly
* And above all, our tokens are eco-friendly

  We plan to use a certain amount of our token proceeds for the eco-friendliness of the earth.
* Ultimately, this is the reason our token can develop close to infinity.

```
```


---

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